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REPRESENTATION View Details
LEGAL AID SCHEME – Advice, Representation and Assistance View Details
MORTGAGE PROTECTION PLAN – Save with our Mortgage Protection Plan View Details
NEW INCOME PROTECTION PLAN Effective from 1st May 2011 View Details
GRA TRAVEL INSURANCE New from 1st March 2009 Join Here
LIFE ASSURANCE
Members Life Assurance Scheme – Effective from 1st June 2012
Improved Benefits!!
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BENEFIT
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AGE NEXT BIRTHDAY
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€350,000
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20 – 40th birthday
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€225,000
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Serving Member 40 – 60th birthday
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€175,000
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Retired Member 50 - 55th Birthday
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€150,000
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Retired Member 55 - 60th birthday
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€85,000
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Retired Member 60 – 65th birthday
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* If a serving member is killed in the line of duty an additional 25% Benefit is paid.
At a cost of € 390.00 gross per member per annum. (€ 5.04 net of Tax Relief per week)
Children’s Life Assurance Scheme
BENEFIT - Cover for children of members to age 21 - € 7,500. Cost – Included in Members Scheme
Loss of Eye / Limb / Disablement – Serving Member
BENEFIT - €15,000 re accident on or off duty. Cost – Included in Members Scheme
Student Garda Assurance Scheme
BENEFIT - €30,000, for initial period of training (58 weeks). Cost – Carried by Underwriters, Irish Life Plc.
Spouses / Partners Life Assurance Scheme
BENEFIT – Of € 115,000 paid only to a member of the Association who is also a member of the Members Scheme who suffers the loss of a spouse / or nominated partner (terms apply). Cost – Funded by the Association
Spouses / Partners Life Assurance Scheme – of Retired Member
GRA Members on Retirement who wish to retain a Spouse / Partner on cover (to age 65) may do so if the member contacts Penpro Limited, no later than 1 month after retirement from the Force.
Retired Members - 65 to 70 years
BENEFIT - €10,000. COST - €2 per month
Contact Penpro Limited at:- 14 Priory Hall, Stillorgan, Co. Dublin, Telephone: 01 2000100
GROUP SERIOUS ILLNESS SCHEME
Improved Benefits!
The GRA Serious Illness Scheme was renewed, for a four-year period from 1st May 2008 with Friend’s First Insurance and Penpro Pension and Protection Consultants - with improved Benefits for all members.
BENEFITS / COSTS : FROM 01/05/08 :-
Critical Illness Scheme – GRA Members
BENEFIT - € 85,000. Cost - € 3.30 per week
Critical Illness Scheme – Children
BENEFIT - € 25,000 cover for children age 1 –18 (25 if in full-time / vocational education)
Cost – No additional cost for GRA members, who are part of Members Scheme
Critical Illness Scheme – Spouses of GRA Members
BENEFIT - € 85,000. Cost - €2.70 per week (€6.00 per week for member, spouse and children)
Critical Illness Scheme – Student Gardai
BENEFIT - € 25,000 during initial training period – (58 weeks). Cost – Funded by Association
Critical Illness Scheme – Retired GRA Members & Spouses
BENEFIT EACH - € 42,500 to age 65. Cost – Retired GRA members & Spouse: €312 per annum (€ 6.00 per week)
Retired Member only - Benefit - €42,500 to age 65. Cost €171.60 (€3.30 per week)
Spouse only - of Retired GRA Member - Benefit - €42,500 to age 65; Cost €140.40 p.a. (€ 2.70 per week)
The Critical Illness Scheme is now closed other than to new entrants to the Force.
Any questions contact Penpro 01 2000100.
Critical Illness Scheme Benefits payable to Member or Spouse or Child
- In the event of one of the specified serious illnesses being contracted - details here
- On survival 14 days after diagnosis of same
For detailed information -
Contact Penpro Limited at:- 14 Priory Hall, Stillorgan, Co. Dublin, Telephone: 01 2000100
NEW INCOME PROTECTION PLAN - INCREASED BENEFITS
New Income Protection Plan
To partly replace loss in earnings, benefit commences after 13 weeks if absent from work through Sickness
and is paid for a period of 18 months (or on conditions to 42 months). No benefit is paid in respect of a member who is injured on duty.
If you are absent from work for 4 continuous weeks because of an Accident
that occurred outside the course of your work, you will be entitled to receive benefit backdated to the end of your second week of absence.
BENEFITS: € 230.00 gross per week (taxable)
COST: Gross premium: €4.90 per week (premium qualifies for full tax and PRSI relief at source)
Net premium: €2.89 per week (for a member who joined before April 2005)
€2.60 per week (for a member who joined after April 2005). Full Details here >>
CAR INSURANCE SCHEME
AXA – GRA Members
The GRA / AXA Payment Plan allows members/spouses pay motor insurance premium by deferred payments over 44 weeks at no extra cost, deducted direct from pay.
Contact any AXA Branch or phone AXA Telecover-
Dublin 01-8722888; Cork 021-271941; Galway 091- 68102; Limerick 061-315544
HOUSEHOLD INSURANCE.
If you need guidance in relation to household insurance you should contact Penpro 01 2000100.
ILLNESS / INJURY SCHEME
Illness /Injury Scheme – GRA Members
NEW INCREASED BENEFIT from 01/01/09 - € 75.00 per week for up to 13 week period re absence from duty through illness, or injury (not on duty or where 3rd party involved), after initial excess period of 5 weeks.
Cost – Funded by Association
A.V.C.
Additional Voluntary Contributions Plan
For detailed information on the GRA AVC Scheme click here >>
Contact Penpro Limited at 01 2000100
FURTHER DETAILS OF G.R.A. SERVICES CAN BE OBTAINED BY CONTACTING THE ASSOCIATION’S OFFICE OR THE RELEVANT CONTACTS AS ABOVE
DISCLAIMER: Nothing on this website forms a Contract. For details see the Terms of each Scheme.
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